We offer Many Loan Options for you to Choose from.

Conventional Loans

Competitive

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FHA Loans

Low Down Payment

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USDA Loans

Rural Development

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VA Loans

No Down Payment

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Refinance Loans

Lower your Rate or Payment

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Non-QM Loans

Flexible Financing Options

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The following documents may be requested to obtain new mortgage loan:

Past two (2) years W-2 statements
Pay Stubs covering the last (30) thirty days
Two most recent monthly bank statements
Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
Photocopies of any stocks or certificates of deposits
A letter of explanation for any known credit problems
If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord

Read our Recent Blogs

A Guide to Using a Home Equity Loan for an Investment Property

Jul 08, 2025

Learn how to use your home's equity to purchase an investment property and grow your real estate portfolio.

Why Some Veterans Choose Conventional Loans Over VA Loans

Jul 01, 2025

Some veterans are choosing conventional loans over VA loans. Learn why and see if it's the right move for your next home purchase.

The Mortgage Revolution: How AI is Shaking Things Up

Jun 24, 2025

Learn how AI is changing mortgages with faster approvals, better insights, and 24/7 tools—without replacing personal service.

What Our Customers Say About Us

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I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely ...

I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely appreciate since it was my first refi . I highly recommend Atlas mortgage , they treat you like family and have your best interest at heart . Thank you Charmagne and Evelyn all the help through the process , I appreciate it and will sure use Atlas Mortgage in my future real estate and mortgage needs .