We offer Many Loan Options for you to Choose from.

Conventional Loans

Competitive

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FHA Loans

Low Down Payment

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USDA Loans

Rural Development

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VA Loans

No Down Payment

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Refinance Loans

Lower your Rate or Payment

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Non-QM Loans

Flexible Financing Options

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The following documents may be requested to obtain new mortgage loan:

Past two (2) years W-2 statements
Pay Stubs covering the last (30) thirty days
Two most recent monthly bank statements
Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
Photocopies of any stocks or certificates of deposits
A letter of explanation for any known credit problems
If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord

Read our Recent Blogs

Why Your Credit Score Matters When Buying a House

Jan 14, 2025

Learn why your credit score is key to securing better mortgage rates, saving money, and unlocking your dream home. Discover tips to improve your score today!

Unlock Your Home’s Potential with a Fixed-Rate HELOC

Jan 07, 2025

Learn how fixed-rate HELOCs provide stable payments and flexibility, making them an excellent choice for tapping your home’s equity.

FHA Gift Funds: Unlocking the Door to Your New Home

Dec 31, 2024

Discover how FHA gift funds can reduce upfront homebuying costs. Learn who can give them, how they work, and why they’re key to unlocking homeownership.

What Our Customers Say About Us

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5.0

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I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely ...

I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely appreciate since it was my first refi . I highly recommend Atlas mortgage , they treat you like family and have your best interest at heart . Thank you Charmagne and Evelyn all the help through the process , I appreciate it and will sure use Atlas Mortgage in my future real estate and mortgage needs .