We offer Many Loan Options for you to Choose from.

Conventional Loans

Competitive

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FHA Loans

Low Down Payment

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USDA Loans

Rural Development

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VA Loans

No Down Payment

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Refinance Loans

Lower your Rate or Payment

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Non-QM Loans

Flexible Financing Options

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The following documents may be requested to obtain new mortgage loan:

Past two (2) years W-2 statements
Pay Stubs covering the last (30) thirty days
Two most recent monthly bank statements
Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
Photocopies of any stocks or certificates of deposits
A letter of explanation for any known credit problems
If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord

Read our Recent Blogs

Understanding VA Loan Occupancy Requirements

May 13, 2025

Learn the key occupancy requirements for using a VA loan to buy your home and how to meet them with confidence.

Why You Should Definitely Do a Pre-Settlement Walkthrough

May 06, 2025

Learn why a pre-settlement walkthrough is a key step before closing on your new home—and how it protects your purchase.

The Pros and Cons of Buying a Historic House

Apr 29, 2025

Explore the benefits and challenges of buying a historic home and see if it's the right fit for your lifestyle and budget.

What Our Customers Say About Us

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I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely ...

I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely appreciate since it was my first refi . I highly recommend Atlas mortgage , they treat you like family and have your best interest at heart . Thank you Charmagne and Evelyn all the help through the process , I appreciate it and will sure use Atlas Mortgage in my future real estate and mortgage needs .